Truck Insurance FAQs

Will you guarantee me insurance?
Yes.

Who is covered while operating the truck?
Anyone 21 years or older and is an employee or family member, or has a legitimate rental agreement (21 years or older).

Does the insurance meet state requirements?
Yes.

Does insurance include comprehensive, collision, and theft?
Yes, at state mandated levels, plus $5,000,000.00 Liablility coverage.

What are the deductibles?
The deductible for comprehensive or collision is $1,000.00 And $2.500.00 For vehicle theft.

How do I pay my insurance premium?
You will receive monthly invoices.

Is this a master policy?
Yes, all licensees are insured under one national (in all fifty states) insurance policy issued by an a rated carrier.

How do I get a quote?
Call (800-645-9949) or email at info@onthemovetrucks.com.

How do I report a claim?
Claims are reported directly to On The Move.

Can I insure just one truck?
Yes.

Can I obtain insurance if I own my own truck?
Yes.

If I file a claim, will my insurance go up or get cancelled?
Not necessarily. You become a member of a fleet and the incidence history of the fleet dictates rates- not personal history.

If my vehicle is legitimately in another state, is it covered?
Yes, however once a commercial vehicle crosses state lines it is subject to federal interstate commerce regulations and you should familiarize yourself with those requirements (http://www.dot.gov/business.html).

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