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Self Storage Facility Insurance
On The Move offers self storage facility insurance through our strategic partners Hub International who maintain appointments with all major A rated admitted carriers.
Property Coverage Highlights
- Property form offers replacement cost coverage on buildings and your business personal property.
- There is no coinsurance provision in the policy.
- The policy definition of building has been amended to include fences and gates. Therefore, the value of these items in included in the building limit and covered for the same perils as the building.
- Business income (loss of income) continues to reimburse you for lost income for up to 180 days after your facility has been reconstructed during the rent up period.
Property Coverage Enhancements
Newly Acquired or Constructed Property
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 Each Building
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$2,000,000 |
Each Location for Business Personal Property
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$1,000,000 |
Debris Removal
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$250,000 |
Pollutant Cleanup & Removal
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$100,000 |
Fire Department Service Charge Policy Limit
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Policy Limit |
Ordinance or Law
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$250,000 |
Fire Protection Equipment Discharge Policy Limit
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Policy Limit |
Personal Effects
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$25,000 |
Valuable Papers & Records
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$25,000 |
Claim Data
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$25,000 |
Outdoor Property
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$25,000 |
Accounts Receivable
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$25,000 |
Fine Arts
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$50,000 |
Personal Property at other Premises
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$10,000 |
Personal Property in Transit
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$10,000 |
Extra Expense
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$10,000 |
Employee Dishonesty
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$25,000 |
Electronic Data Processing
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$10,000 |
Money & Securities
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$10,000 |
| Forgery or Alteration |
$10,000 |
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| Commercial General Liability |
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General Aggregate Limit
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$2,000,000 |
Products-Completed Operations Aggregate Limit
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$2,000,000 |
Personal & Advertising Injury Limit
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$1,000,000 |
Each Occurrence Limit
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$1,000,000 |
| Fire Damage Limit |
$100,000 |
Optional Coverages
-Customer’s goods legal liability
-Sale & Disposal Liability
-Umbrella Liability
-On site manager’s personal liability
Contact us for more information on Self Storage Facility Insurance. Contacting us does not equate to an application for insurance, nor does it constitute a binding agreement of coverage.
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